Banking the unbanked is not the only way
By accepting “unbanked” as a defining measure for financial inclusion, financial services institutions could find offering products to lower income groups due to the lack of physical banking infrastructure challenging. Hollard, which has a footprint in...The drivers of a cashless society
Using technology to eliminate, or at least reduce, the need for cash is as much about empowerment as it is about convenience. In banking terms, the development of a cashless society is something of a chicken and egg situation. Is society demanding cashlessness – or...Be financially savvy in 2015
Of all the numbers you aim to improve on this year, from the number on the scale to your bank balance, your credit score is one that should be prioritised, especially if you are aiming to take out a loan of any sort in the months ahead. What is cause for concern is...Moving from data to intelligence
Big data is not simply a buzzword, but a trend that is possibly shaping the world we live in today. The vast volumes of data that are generated from a growing variety of sources at a rapidly increasing pace offer the ability to tap into greater intelligence than ever...Big data filters into banking
In the era of information, the bank with the most actionable insights is the winner. The age of “big data” has begun to slowly filter through into the banking environment, with banks being able to design customer-centric solutions using statistical models and...